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Financial Ability

There are certain financial requirements to be met by the applicants under Family Class Sponsorship in all the Canadian provinces, except Quebec.

The level of income varies on the basis of family size. The sponsor needs to give written proof that his income meets the minimum necessary income (or LOW-INCOME CUT-OFF – LCIO), as established by Statistics Canada.

However, he is freed from this condition if-

  • The sponsored person is the spouse, common-law or conjugal partner of the sponsor.
  • The sponsored person is the dependent child of the sponsor.

The sponsor is found to be financially sufficient when the following funds are deducted from the amount indicated on line 150 of their most recent Notice of Assessment issued by the Canada Revenue Agency (CRA).

  • Social assistance, if paid by a province
  • Provincial instruction
  • training allowanceProvincial instruction
  • Guaranteed income supplement paid under the Old Age Security Act
  • Employment insurance: maternity, parental and sickness benefits paid under the Employment Insurance Act (does not include employment insurance and federal training allowance)

In case, the sponsor is not able to give proofs of monetary sufficiency for the basic needs of the sponsored person, the spouse of the sponsor may co-sign the attestation if -

  • The co-signer has satisfied all the requirements of a valid sponsor.
  • The income of the spouse, combined with the sponsor meets the minimum necessary income.

Family Class Sponsorship for those Residing in Quebec

A Canadian residing in the province of Quebec needs to show proof of a steady income that is above the low-income cut-off over one year. However, just like other provinces, he/she is freed from this condition if the sponsored person is his/her spouse, common-law or conjugal partner, or a dependent child.

The minimum required gross annual income depending on the family size is as per below-

1 person

$23,483

2 persons

$31,699

3 persons

$39,137

4 persons

$45,012

5 persons

$50,096

Basic needs of Sponsored Person(s):

Persons 18 and over

Persons under 18

Annual gross amount required by sponsor

  • 0
  • 0
  • 1
  • 2
  • $8,128
  • $12,883
  • The annual gross amount required is increased by $4,008 for each additional person under 18.
  • 1
  • 1
  • 1
  • 0
  • 1
  • 2
  • $17,176
  • $23,077
  • $25,648
  • The annual gross amount required is increased by $2,778 for each additional person under 18.
  • 2
  • 2
  • 2
  • 0
  • 1
  • 2
  • $25,188
  • $28,126
  • $30,461
  • The annual gross amount required is increased by $2,236 for each additional person under 18 and by $8,008 for each additional person over 18.
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